ABOUT ALLIANCE INSURANCE
Alliance Insurance Services Ltd. (AISL) is an insurance brokerage focused on first- class customer service.
It began its operations in Anguilla with one employee – Sandra Lovell (read about her journey with Alliance here). This insurance provider currently has a staff of five friendly and knowledgeable persons who are dedicated to meeting your insurance needs. They are:
Sandra Lovell – Director
Doreen Bryan – Office Manager
Jervis C. Richardson – Insurance Broker
Gwenneth Webster – Compliance Officer/Admin Assistant
Kishawn Richardson – Clerical Assistant
Alliance Insurance started out in a tiny office space and is currently located in a spacious and customized office space on the first floor in the D’Image Complex in Rock Farm. With more than a decade in operation, it has become one of the premier insurance providers in Anguilla.
Alliance is closely allied to Caribbean Insurers Ltd. (CIL), the largest brokerage in the British Virgin Islands. It operates as a “cousin” of the Caribbean Insurers Group of companies, founded nearly 50 years ago in Road Town, Tortola, BVI and has access to their knowledge, experience, and wide range of insurance products.
Contact Alliance Insurance for Auto, Health, Property – both homeowner’s and commercial, Travel, Contractor’s All-Risk, Employers’ Liability, Public Liability and Professional Indemnity insurances.
HEALTH INSURANCE WITH ALLIANCE
Alliance Insurance Plans are accepted at all major healthcare providers in Anguilla. There is no deductible in Anguilla or St. Martin/ St. Maarten. Alliance Insurance plans are also accepted by many of the top hospitals in Puerto Rico.
Individual Plans
Alliance Insurance Policies can cover the primary insured person as well as dependents. They can tailor the perfect plan for you and your family.
Insider Advice from Sandra Lovell, Director of Alliance Insurance
‘Young people should also get health insurance. They can start with a basic plan and trade up later. My concern is the increase of young people presenting with health issues because of obesity and diabetes etc. Get health insurance today for your health today.’
Insider Advice from Doreen Bryan – Office Manager
“All surgeries and procedures (including maternity) have to be pre-certified otherwise a penalty is applied.”
Insider Advice from Jervis Richardson – Insurance Broker
“Dependents are spouses and children, no one else. To add a dependent, you will need to prove relationship. For ID, a passport is the only form of ID accepted.”
Group Plans
Businesses or associations with four (4) or more employees are eligible to purchase group health insurance. Group health insurance helps you and your employees pay for health care expenses because there is just one contact person the plan is discounted. Protect yourself and your employees with a Group Plan.
AUTO INSURANCE WITH ALLIANCE
Providing customers with peace of mind when driving is paramount to Alliance Insurance. Alliance auto insurance plans provide protection for you, your passengers, other third parties and your vehicle.
WHAT’S COVERED?
Comprehensive auto insurance covers damage to your vehicle by accident, fire, or theft, as well as provides coverage for damages to third parties including property, injury, and death.
Personal auto policy covers any authorized driver over the age of 25, who has been driving for 2 or more years, without any additional charge.
HOMEOWNER’S AND COMMERCIAL PROPERTY INSURANCE
Ensure you have coverage for your home and your personal possessions (including renter’s insurance) from natural disasters such as hurricanes or earthquakes, as well as fire and theft.
Property Insurance with Alliance also covers your property against potential damage and liability from injuries and property damage that might be caused to others.
Insider Advice from Jervis Richardson – Insurance Broker
“Read all your insurance policies carefully as there are hidden gems in each one. For example, in some of our property policies there are clauses where if power goes out for an extended time and you have food in the fridge you can be eligible for $500 for your food.”
Commercial Property Insurance is available whether you own or lease your business premises. Policies with Alliance will cover your buildings, contents, furniture, plant, equipment and business inventory against loss or damage by natural disasters and other perils.
There are also options to provide coverage for business interruption, burglary, employer’s liability as well as public liability.
Insider Advice from Sandra Lovell – Director of Alliance Insurance
‘Even if you don’t insure your building (unless required by the bank), insure your contents. Our structures are concrete and strong, but water always seems to find a way in.’
TRAVEL INSURANCE WITH ALLIANCE INSURANCE
Whether you are traveling for business or pleasure, Alliance Insurance can provide coverage. Policies are available from a minimum of five (5) days up to a maximum of one year.
The Policy provides short term health insurance coverage for people traveling outside their home country and automatically includes coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy. It does not provide coverage for travel cancellation or illness related to COVID-19.
PROFESSIONAL LIABILITY INSURANCE WITH ALLIANCE INSURANCE
Alliance Insurance provides Professional Indemnity, Director’s & Officers Liability and Crime insurances to professional firms. Alliance Insurance works with law firms, banks, and trust companies to fund managers and administrators.
CONTRACTOR’S ALL-RISK INSURANCE WITH ALLIANCE INSURANCE
Alliance Insurance offers coverage for the risks that construction projects usually carry, including property damage and third-party injury or damage claims. Our policy provides protection for buildings, building materials, machinery, tools and equipment against damage or theft.
Insider Advice from Doreen Bryan – Office Manager
‘All our invoices are dated the 1st of the month but we allow clients until the 15th of the month to pay us. Clients can complete a credit card authorization form to allow us to run their card monthly to avoid coming to the office.”
ALLIANCE INSURANCE WORKS WITH TOP INSURERS
Alliance Insurance is ready to cover all your insurance needs from auto to homeowners; from health to contractor’s all-risk; and from employer’s liability to professional indemnity. It works with some of the best Insurers in the world. These include Guardian Group, Lloyds, Gulf and Island Heritage. Health Insurance plans are provided by two major insurers: Guardian Life of the Caribbean (GLOC), and Lloyd’s.
Alliance Insurance can help if you are looking for Health Insurance for yourself or family, auto insurance for your car or protection for your home or office.
Contact Alliance or visit the website (aisanguilla.com) to generate a quote, submit your claims or make a payment quickly and easily.
Insider advice and final words from Jervis Richardson
“Come in and see me. I am better in person than on the phone.”
Contact Alliance today. The team is ready and willing to help you choose a plan that suits your needs. Ensure you have insurance in place for 2022.
CONTACT ALLIANCE INSURANCE LTD
PO Box PW5236
D’Image Complex
Rock Farm, Anguilla
Tel: 264 498 7788
Cell: 264 235 2475
Email: [email protected]
Website: aisanguilla.com
